In today's fast-paced world, frequent travelers are always on the lookout for credit cards that maximize their rewards while minimizing costs. Travel-oriented credit cards without annual fees offer a compelling solution by providing valuable perks such as rewards transfer options, partnerships with major airlines and hotels, and waivers on foreign transaction fees.

These cards are designed to help travelers earn points or cashback on everyday purchases, making them a smart choice for anyone who travels regularly—whether for business or leisure.

As we delve into the best credit cards for 2025, it's essential to consider factors like earning potential, flexibility in redeeming rewards, and additional benefits that can enhance your travel experience. Many of these cards not only save you money but also come with features like travel insurance, purchase protection, and access to exclusive travel deals. Here’s a detailed look at some of the top choices for 2025.

Best Credit Cards for Travelers in 2025

1. Capital One VentureOne Card

The Capital One VentureOne Card stands out with a flat 1.25x miles on every dollar spent. It waives fees for international transactions, making it a rare gem among no-annual-fee cards. Cardholders can transfer miles 1:1 to over a dozen airlines and hotels, enhancing travel flexibility.

Additionally, the card offers no foreign transaction fees and provides access to travel protections like auto rental insurance and travel accident insurance, making it an excellent choice for frequent flyers.

2. Citi Double Cash Card

With the Citi Double Cash Card, you earn one ThankYou point for every purchase and an extra point when you make a payment. This structure mimics a 2% cashback model, allowing for significant rewards on everyday spending. The card has no annual fee and offers 0% intro APR on balance transfers for the first 18 months, making it a solid option for managing existing debt. 

If you also hold the Citi Strata Premier Card, you can convert points into airline miles, providing even more travel opportunities.

3. Chase Freedom Unlimited Card

The Chase Freedom Unlimited Card allows cardholders to earn 5x points on Chase Travel reservations, 3x points on dining and drugstore purchases, and 1.5x points on all other expenditures. Points can be transferred to major airlines and hotel partners when linked with premium Chase cards like the Sapphire Preferred or Sapphire Reserve. 

This card also includes purchase protection and extended warranty benefits, making it a versatile option for travelers and everyday spenders alike.

4. Chase Freedom Flex Card

Offering 5x points on rotating quarterly bonus categories (up to $1,500), the Chase Freedom Flex Card is ideal for those who can strategize their spending. It also provides 5x points on Chase Travel, 3x points on dining and pharmacy purchases, and 1x on all other purchases. The card includes benefits like cell phone protection and trip cancellation insurance, adding extra value for travelers who want to maximize rewards while minimizing costs.

5. Bilt Mastercard

The Bilt Mastercard is designed specifically for renters, allowing cardholders to earn 1x points on rent payments, 3x points on dining, and 2x points on travel. To earn points, users must make a minimum of five transactions each month, but the effort is worthwhile given the absence of foreign transaction fees. Additionally, Bilt points can be used for travel, cash back, or even to pay rent, making it highly flexible for urban dwellers and frequent travelers.

Business Credit Cards With No Annual Fee

6. Capital One Spark Cash Select

The Capital One Spark Cash Select credit card offers a 1.5% cashback rate on all purchases without an annual fee. While it doesn’t reach the 2% tier, the lack of foreign transaction fees makes it ideal for businesses with international expenditures. The card also includes complimentary employee cards at no additional cost, allowing businesses to earn rewards on all purchases made by employees, enhancing overall cashback potential.

7. American Express Blue Business Cash Card

The American Express Blue Business Cash Card is perfect for businesses that prioritize cashback on domestic purchases. It offers 2% cashback on the first $50,000 spent each year (then 1%), and it has no annual fee. Additionally, it provides expense management tools and insights via the Amex app, allowing business owners to track spending and manage cash flow efficiently.

8. Ink Business Unlimited Card by Chase

The Chase Ink Business Unlimited Credit Card provides a generous welcome bonus and no annual fee, allowing users to earn 1.5x points on all purchases. Points can be redeemed for cash or transferred to travel partners for greater value when paired with premium Ultimate Rewards cards like the Sapphire Reserve for Business. The card also includes purchase protection, extended warranty benefits, and no foreign transaction fees, making it a reliable choice for businesses with varied spending needs.

9. Ink Business Cash Card by Chase

The Ink Business Cash Credit Card features no annual fee and one of the largest welcome bonuses among no-fee business cards. It earns 5x points on the first $25,000 spent annually at office supply stores, 5x points on internet, cable, and phone services, and 2x points on the first $25,000 at restaurants and gas stations. Combined with a premium Ultimate Rewards card, this card allows businesses to convert cashback into travel rewards, unlocking greater value.

Benefits of No Annual Fee Credit Cards

Travel-focused credit cards with no annual fees deliver substantial rewards, transfer options, and waivers on foreign transaction fees. They provide solid returns on spending, catering to both frequent flyers and business owners alike, whether the goal is cashback, points, or miles. These cards not only enhance travel experiences but also offer valuable protections and benefits, making them an essential tool for savvy spenders.

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Since its launch in 2013, Greece’s Golden Visa Program has emerged as one of Europe’s most affordable and attractive residence-by-investment schemes. Designed to draw foreign investors and their families, the program offers permanent residence permits in Greece in exchange for qualifying investments. Beyond securing a foothold in this picturesque Mediterranean country, holders enjoy visa-free access to the broader Schengen Area, unlocking opportunities for travel, education, and long-term settlement throughout much of Europe.

At its core, the Golden Visa grants investors the right to live in Greece without requiring them to reside there permanently. While the investment must be maintained to renew the residence permit every five years, applicants can pursue Greek citizenship after seven years of continuous residence—a compelling prospect for those seeking deeper ties to Europe.

One of the program’s key attractions is its family inclusion provision, allowing the primary applicant to include their spouse, dependent children under 21, and dependent parents from both sides, offering a pathway for entire families to benefit from the residence permit.

The program’s investment thresholds vary according to the type and location of assets. The most accessible option starts at €250,000, specifically for specialized real estate projects like restoration of listed buildings or conversion of commercial properties. For broader real estate purchases, a minimum investment of €400,000 is required for a single property of at least 120 sqm, with prime locations such as Athens, Thessaloniki, and the larger Greek islands commanding a higher threshold of €800,000.

Beyond property, the scheme includes other qualifying routes. Investors can opt for long-term lease agreements for hotels or furnished tourist residences, generally valued between €400,000 and €800,000 based on location. Financial investments are also accepted, including a €500,000 deposit in Greek credit institutions, capital contributions of the same amount in Greek companies or mutual funds, or the purchase of government bonds maturing in at least three years. Additionally, investments in listed shares, corporate bonds, or mutual funds linked to Greece range from €350,000 to €800,000.

For global investors, the program offers a wealth of benefits. Apart from visa-free travel across the Schengen zone, holders can live in Greece without mandatory minimum stays. Investment properties may be rented out, while shares in Greek companies can yield dividends, providing financial flexibility. As long as the investment is maintained, the residence permit has no expiry limit and can be renewed every five years.

Furthermore, residents gain access to Greece’s reputable education and healthcare systems, enhancing its appeal for families seeking stability and quality of life in Europe.

The application process typically involves four key steps. Prospective investors first visit Greece to select their preferred investment. They then complete their property purchase or financial transaction before submitting the application accompanied by essential documents such as passports, proof of investment, health insurance, and clean criminal records. After undergoing final verification, the residence permit is issued. Processing times can vary, with many applicants engaging legal and advisory firms to ensure compliance with all documentation requirements.

Greece’s Golden Visa Program stands out not only because of its affordability but also due to the country’s stable legal system, quality healthcare, and solid education network. Its strategic geographic location facilitates easy connections to Europe, Asia, and Africa, making it a gateway for global mobility.

Today, the Greece Golden Visa remains a top choice for investors seeking residency security and enhanced mobility within Europe. With its adaptable investment options, family inclusiveness, and an inviting lifestyle, the program continues to attract applicants from around the world eager to make Greece their new home.

Starting September 1, travelers to Bali, including Kiwis, must adapt to a new customs and immigration process with the introduction of the All Indonesia declaration card. This streamlined declaration form merges the existing customs and immigration processes into one, simplifying entry procedures at Ngurah Rai International Airport.

Travelers are required to complete the All Indonesia declaration online no more than 72 hours before their flight, which then generates a QR code to be presented upon arrival for immigration clearance. While the form integrates multiple procedures, it does not replace visa requirements, which must still be obtained separately.

Currently, this digital declaration system is being rolled out exclusively in Bali, with plans to extend it across all Indonesian international airports by October 1. The introduction of the All Indonesia system follows earlier changes this year, including a $15.50 (150,000 IDR) tourist levy implemented by the Bali Provincial Government to fund initiatives focused on preserving the island’s culture and natural environment.

This new approach aims to create a faster, more efficient, and user-friendly entry experience for travelers entering Bali while maintaining compliance with Indonesia’s immigration, customs, and health requirements.

Abu Dhabi is home to Etihad Airways, the UAE's national airline and one of the world's top carriers, offering a travel experience that goes far beyond simply getting from point A to B. Travelers can enjoy unique perks such as a free two-night stay at luxury hotels in Abu Dhabi when booking long-haul flights with stopovers, allowing for a mini-vacation within their journey.

The stopover experience is further enhanced with a Stopover Pass that provides 15 percent discounts on major attractions and Yas Island theme parks, along with a complimentary local SIM card loaded with 10GB data for seamless connectivity.

Passengers who booked Economy tickets can bid for upgrades to Business or First Class up to four hours before departure, gaining access to fully reclining seats and gourmet meals. Loyalty members enjoy an additional bonus on miles for successful bids. The Etihad Guest loyalty program rewards travelers who reach Silver status with free access to the luxurious Etihad Lounge at Abu Dhabi’s Zayed International Airport, featuring vast buffets, bars, and a relaxing atmosphere.

Staying connected in-flight is made easy with free messaging on popular apps for all loyalty members, while First Class and Platinum members enjoy complimentary full Wi-Fi. For sports fans, Etihad streams live major sporting events on longer flights, ensuring passengers don’t miss crucial matches. Lastly, the airline offers the exceptional A380 multi-room private Residence suite on select routes, featuring a bedroom with a double bed, an ensuite bathroom with a shower, a plush living room, personalized dining, and even a spa treatment at the airport.

These features, along with attentive service and innovative amenities such as pre-order shopping and the Flying Nanny childcare service, make Etihad Airways a standout choice for travelers seeking comfort, luxury, and unique experiences from their flight.

Singapore Changi Airport is widely recognized as a premier dining destination, celebrated for its extensive range of food offerings catering to diverse tastes and budgets. Unlike typical airports known for overpriced and mediocre meals, Changi has curated a compelling food experience that attracts not only travelers but also many locals who regularly visit for casual dining and family outings.

The airport features over 300 dining establishments across its terminals and the Jewel Changi Airport complex, including casual eateries, food courts replicating Singapore’s famous hawker centers, and upscale restaurants. Its culinary variety ranges from local favorites like laksa, chicken rice, and roti prata to international cuisines such as Korean bibimbap and Indian specialties, tailored to the predominant flows of travelers in each terminal. Family-friendly options like Crown Prince Kitchenette are especially popular with locals.

Changi Airport Group maintains hands-on involvement in planning food and beverage outlets, focusing on passenger flow, seating comfort, and pricing equity with popular city locales like Orchard Road. Affordable prices, such as $2 coffees, are deliberately offered alongside premium dining experiences. Jewel Changi adds a unique dimension with spacious dining venues showcasing both global brands and local favorites, fostering a vibrant gastronomic hub.

Several new restaurants have launched recently, including Claypot Daddy and Gwangjang Gaon, blending affordable meals with authentic regional flavors. Innovative concepts such as a guided food trail game enhance engagement for both visitors and locals. Airport dining also adapts to operational constraints like kitchen exhaust limitations, ensuring quality and convenience with curated menus.

With ongoing expansion plans for Terminal 5, Changi aims to further broaden its dining portfolio with larger restaurants and more diverse offerings, securing its place as a world-leading airport culinary destination that celebrates Singapore’s rich food culture while meeting the needs of global travelers.

In a significant step towards digital transformation in travel, the Government of India has launched the e-Passport service, enabling applicants nationwide to obtain this advanced travel document. Launched on a pilot basis from April 1, 2024, the e-Passport initiative is a key highlight of the Passport Seva Program (PSP) 2.0, reflecting India’s commitment to upgrading citizen services through technology.

What sets the e-Passport apart is its integration of a Radio Frequency Identification (RFID) chip and antenna embedded within the passport cover. This chip securely stores the holder’s biometric data  including fingerprints, high-resolution facial images, and iris scans as well as personal details like name, date of birth, and passport number. This digital encoding, protected by advanced encryption and security protocols such as Basic Access Control (BAC), Passive Authentication, and Extended Access Control (EAC), makes e-Passports far more secure than traditional passports, virtually eliminating the possibility of forgery and tampering.

Distinguishable by a unique gold-colored emblem beneath the front cover, the e-Passport adheres to global standards set by the International Civil Aviation Organization (ICAO), ensuring global interoperability and acceptance. This compliance also enables faster, automated immigration clearance through e-gates at airports, greatly reducing wait times and enhancing travel convenience.

Currently, several Regional Passport Offices across India including Nagpur, Bhubaneswar, Jammu, Goa, Shimla, Raipur, Amritsar, Jaipur, Chennai, Hyderabad, Surat, and Ranchi are equipped to issue e-Passports. Citizens can apply via the official Passport Seva portal by registering or logging in, filling out the e-Passport application form, selecting a Passport Seva Kendra (PSK) or Post Office PSK close to them, paying the applicable fees, and scheduling an appointment. On the day of the appointment, biometric data is collected, and documents are verified to complete the issuance process.

Beyond enhanced security and streamlined border processing, the e-Passport protects personal data through encrypted biometrics, supports digital verification to maintain data integrity over the passport’s lifespan, and eliminates printing of residential addresses in the physical document, safeguarding privacy by restricting access to sensitive information to authorized officials only.

This rollout is part of a phased national implementation with expectations that by mid-2025, most new passports issued will be electronic, marking India’s stride toward a ‘Viksit Bharat’ vision of technologically empowered services for all citizens.

With the e-Passport, India joins over 120 countries offering biometric passports that blend traditional document reliability with cutting-edge digital security, substantially enhancing the safety, convenience, and global acceptance of Indian travel documents.